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Teen Auto Insurance — Keeping Them Safe; Getting Cheaper Rates

May 16th, 2010
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Statistics for teen drivers is far from impressive. Their crash rate is so high that many parents will prefer they don’t drive until they get older. For families who really do have such a hold on their kids, it may work. But you’d have to understand that peer pressure is really a very big issue at this age. So what can you do to both keep your teen safer and lower the usually high auto insurance premium associated with teen drivers? This article will help you…

Teenagers usually get adult privileges but prefer kindergarten responsibilities. If you want to help your teenager really grow up, let them know that with every privilege comes some responsibilities. If it makes sense in your circumstance, let them pay for their auto insurance or at least bear a part of their auto insurance premium. It’s my discovery that once young persons pay for something with their hard-earned cash, they end up being more careful with it.

Here are a few rules that will keep your teenager safer…

1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car. I used the word “responsible adult” because some adults may not be enough positive influence on these teenagers.

2) Let there be an agreement between you and your teenager that they won’t drive in the night. And, where it becomes inevitable, go over things they must bear in mind. Most accidents happen between 9.00pm and 2.00am.

3) They must never touch the steering wheel once they’ve taken any form of alcoholic beverage. Take note that to be on the safe side they should know that they are not allowed to drive if they take so much as a sip of alcoholic beverage.

4) Let it be ingrained in your teenager that they are not on a race track even when they are on the highway. They should obey speed limits and traffic laws.

5) They must tell you where they intend to drive to with their cars. And, please, be firm if you think they’re better off with a cab or even if you think they should not go there.

These all presume that you already have great communication with your teenager. Whether you do or don’t, here’s something that will surely help you get cheap auto insurance for your teen…

Visit at least three auto insurance quotes sites and obtain quotes from them. Obtaining your auto insurance quotes from this many or more sites ensures you do not miss great offers that aren’t available on the other sites.

Here are great pages for auto insurance quotes…

Affordable Insurance Quotes and
Cheap Insurance Quotes In Minutes


Chimezirim Odimba writes on insurance.

Teen Wall Art Decor, Graffiti Canvas Art

Mar 5th, 2010
by admin.
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Diy Teens Wall Art Decor Project, decorating projects ideas for teens.

Article by: Madeleine M Langlois

Miy Project: Teen wall art decor “Graffiti Paris Canvas Art”

My teenage son’s graffitilike text on paper and book covers gave me the idea of asking him to make an artwork peice for a decor exhibit I took part in. His contribution was the word Paris in graffitilike text done in pastels on a box-style canvas.

I wanted to share with other teens and mom with teens to encourage their teens in their art form, and that it can be acheive on many other surfaces besides walls.

Hands-on time: An hour or more, depending on detail.

Total time:Plus drying time for varnish.

Skill: this miy teen wall art decor project idea is of easy to moderate skill depending on the details.

Materials & Tools:

•Artist canvas (17.8 x 17.8 centimetres) 3D box-style

•Oil pastels in assorted colours (many brands available, try a few samples)

•Pencil

•Drawing paper and graphite paper

•Graffiti design

•Masking tape

•Permapaque artist markers by Sakura

•Grey and white eraser

•Cloth

•Workable fixative by Krylon

MATERIALS ARE AVAILABLE AT ARTS AND CRAFTS STORES or on line.

MIY INSTRUCTIONS:Art is a great way to interact with teens and encourage self-expression and creativity.

Using a style they’re familiar with is even better. What’s essential with this project is that it is done in the same spirit as graffiti — free-flowing expression captured on canvas.

Art is a great way to interact with teens and encourage self-expression and creativity. Using a style they’re familiar with is even better. What’s essential with this project is that it is done in the same spirit as graffiti –free-flowing expression captured on canvas.

Preprimed canvas is ideal for graffitilike art. On paper, draw or write words (in our case it was the word Paris) to use as a template. With a pencil, draw the text on the canvas or transfer it onto the canvas using graphite paper. Cut out the word from the sheet of paper. Cut a piece of graphite paper in the same size. Put graphite paper under the cutout word and secure with masking tape. Use a pencil or pen to trace the design onto the canvas.

Colour the word or text in three or four colours of pastels, shading in areas around the edges of the letters. Use scrap pieces of paper to practice shading first, if preferred. Glide pastels smoothly onto the canvas and lift the tips as soon as the lines are finished. You can use a cloth or your fingers to blend the colours. Use a wide marker for the outlines. Add a colour border around the letters.

The background is left white. Use the grey part of eraser to remove pencil, graphite lines or pastel smudges.To protect the artwork from dust and smudges, spray on fixative in a side-to-side motion. It fixes the pastels without leaving a glossy finish. Several coats can be applied. Let dry between each coat.

Variations: Use different sizes of canvases to let your teen create his or her mini art gallery. Larger canvases placed side by side have impact. Smaller canvases are perfect for personalized tags. For younger children, create a montage to add colour to a bare wall. Paint several canvases, each in a different solid colour: yellow, blue, green, etc. Then let children doodle on them, using pastels in assorted bright colours. Thick wax crayons or washable markers can also be used. This is a great activity for a birthday party.If your teen wants to do larger frames with spray paints, be sure they work in a well-ventilated area and wear a protective mask. Spray paint fumes are toxic.

Copyright Miy Decorations © 2006

For more Miy decor projects visit www.maddylane-decor.com

Bio: Madeleine Langlois; About the artist:

Madeleine has over 25 years design experience. She studied fashion merchandising and design. The fist part of her career was spent in the fashion industry designing ladies and children’s wear to fashion accessories. Maddy then went on to design giftware products, Christmas decorations, packaging concepts as well as illustrating for Canadian companies. She has even published a bilingual children’s book that she both wrote and illustrated. Maddy’s designer talents, from fashion to decor and her love for crafts has directed her to produce and write ?how-to? step-by-step d

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