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101 Ways to Magnetize Money

Mar 3rd, 2010
by admin.
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Everywhere you go you’ll hear on how gas prices and no credit are making life difficult for American families.  There’s no doubt that there’s stress these days among all classes of society.  Many people are talking about “cutting” back to save money.  But I would like to challenge your thinking.  Instead of cutting back corners, why not think about how you can find “new” ways in making money or “magnetizing money”.

 

We’ve all known someone who seems to have the Midas touch when making money or maybe they just have a money tree growing in their backyard.  The fact is it’s neither.  When you focus on not having money you’ll get back exactly that – no money.  When you decide to find new ways of making money you “magnetize money”.

 

So just what are these ways of magnetizing money you ask?

 

First, be grateful for what you have.  Give thanks and praise for everything you currently have in your life.  Take a few minutes to make a list of all that you have, even the things that seem small to you.  Be grateful for the $3.90 a gallon gas that you can purchase because there are many countries that are unable to get gas or pay much higher price then we do.  And don’t forget to be grateful for the money you have, blessing this will activate the Law of Reciprocity which is defined as getting more of what you are grateful for.

 

How you start out your day also determines whether you are pushing money away or magnetizing it.  Do you get up each morning and say to yourself, “oh YES or “oh-NO”.  People who go to work and don’t enjoy their job do make money but chances are they are not as successful as those who love what they do.  What you say to yourself in the morning before you get out of bed set’s the tone on your attitude on what your day is going to be.  Oh yes, I can’t wait to get out of bed and start my day because I love what I do.

 

Learn how to spend your time productively and spend free time in your car educating yourself.  According to the Nielsen Media Research, the average household watches 8 hours and 14 minutes of television per day.  People who magnetize money and are successful spend far less time watching television then those who are un-successful.  And when you travel in your vehicle you are riding on a potential University on Wheels.  Instead of listening to how the economy is in a recession educate yourself with materials on how the prosperous think and make money. 

 

Those who magnetize money pay themselves first regardless of how much debt they hold.  Starting out with saving 10% of your monthly income and putting it away in a “don’t touch” account.  Less then one year later we had $8000.00 saved.  Saving money in a clear jar and putting it in a visible place where you will see it several times a day will always remind that you “do” have money.

 

Lastly, surround yourself with positive people who are successful and have the same values as you.  Sounds obvious, but how often do you change your thinking without realizing it.  Money is attracted to you based on your feelings and don’t you want to attract more good things in your life?

Robert S. Groth, Success RoundTable Mastermind Consultant, Genworth Investment Agent, and Senior Accountant for Groth and Associates CPA Firm.

Want 98 more ways to attract money to yourself?. Don?t miss out go to: http://www.101WaysToMagnetizeMoney.com

The Service of the Money Order

Mar 3rd, 2010
by admin.
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Throughout your life, you have probably learned a lot about money and finances. In school, you are taught all about how cash works and how to use it. You were also probably taught how to fill out a check.
However, you may not have learned much about a form of payment that combines cash and checks. It’s called a money order, and it can be very helpful.
Remember when you were watching TV and one of those commercials came on trying to get you to buy something right then and there? At the end of the commercial, they probably said something like, “Send your check or money order to:” To many people, “money order” is somewhat of a vague phrase.
Money orders offer you an easy, reliable way to make purchases and pay bills. The biggest benefit to a money order comes if you don’t have a checking account. Even if you don’t have a checking account, you can use a money order just as you would use a check to make a purchase or pay bills.
Basically, a money order is a pre-specified amount of money that you can use as a payment option. It differs from a check since it is paid for in advance and therefore can’t bounce or overdraw anyone’s account. Because of this extra security, many merchants would rather receive a money order over a personal check.
When you want to get a money order, there is a process that you need to go through. The first thing you need to do is to know exactly for how much you need to make the money order. This is important so that you can obtain the right amount of money that you need to pay for it. Money orders can be paid for with cash.
Most places will also take debit cards or traveler’s checks, and there are some places that that will accept credit cards. You should find out what the accepted form of payment is before you buy your money order.
You can buy a money order at many different locations around town. U.S. post offices, the majority of banks, numerous grocery stores, a lot of convenience stores, and check-cashing businesses will offer this service. There are also places on the Internet that will provide money orders.
The biggest thing to be careful of when you’re looking for a money order is to find a place that doesn’t charge you anything extra for the service. There are a lot of companies that will charge you anywhere from 50 cents to $200.00 for using their service, so it would be in your best interest to find one that doesn’t charge you, and they are out there.
The last and most vital thing to remember after you have purchased a money order is to fill it out immediately. If a money order that you didn’t fill out was lost or stolen, it’s just as if you lost cash and there is nothing you can do.
But if you did fill out the slip, only you or the recipient that you wrote down are eligible to cash the money order. It is no good to anyone else. When filling out your money order, be sure to follow the directions carefully. Always use a pen and fill out both sides completely.
You will be given a receipt after you have filled out your money order. In order to completely protect yourself, it is imperative that you keep this receipt.
If the intended recipient of your money order claims they never received it, or if it was lost or stolen, there is a phone number on the receipt that you can call for help. You can also go into the place where you originally got the money order and find out the status.
One last thing to look for when getting a money order is to find a company that is a trusted and recognized name. Western Union is one of the most recognized names in the industry with a proven 150 year record of service.
Money orders can be very useful financial tools when used properly. They sure are a great alternative to carrying around large sums of cash. Money orders are safe, secure and reliable, so don’t be afraid to use them when the need arises.

Michael New Jr. is an authority in the financial industry. He has written hundreds of articles relating to consumer services and Money Orders.

Contact Info:
Michael New Jr.
(866)294-4672
miken@checkcity.com

http://www.checkcity.com

Tips For Saving Your Money

Mar 3rd, 2010
by admin.
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Saving money certainly is not easy, especially when there are so many different ways out there to spend money. Whether you are trying to put back money for a special purchase, a rainy day or just to make your money stretch a little bit further it is important to understand that there are many ways in which you can cut back to save money.
The first step of saving money for any purpose is to find out where your money is going. This will help you to identify places where you may be able to cut back in order to save money. Generally, it is best to start at the beginning of the month and sit down to log all of your expenses as well as your income. Write down all of your set bills such as rent/mortgage, car notes, insurance, utilities, etc. Once you have written down all of your set expenses, subtract that amount from your income to determine how much is left over. You are still not finished. Throughout the next month, keep track of all of your other expenses. Even those miscellaneous expenses such as purchasing something from the vending machine at work should be logged in your expenses journal. After you have logged your expenses for a month, review your budget to determine areas you may be able to cut back or even eliminate in order to begin saving money. Some of the most common areas that many people find where they can save money are eating out, take-out coffee, etc.
Beyond those easy ways to save money there are also many other ways you can easily save money. One way to easily save money is to have bills automatically deducted from your bank account. Many companies will offer you a reduced rate if you will agree to automatic deductions.
Clipping coupons is another great way to save money on your groceries every week. Most Sunday papers have great money saving coupons. Go through the special edition and clip coupons for products that you would normally use. If you are able to apply those coupons at stores that offer double coupons on certain days, you will be able to save even more money.
To save money on your utility bills, make sure you turn off lights when you are not in the room. This is an easy way to cut back on your power bills. Installing a dimmer switch can help as well. This is a quick and inexpensive fix that can help you to really reduce your electric bill. When possible, lower your thermostat during the winter and wear a sweater instead. During warmer months, take advantage of the fresh air offered by opening a window in order to drive down your cooling bills.
Consider shopping at thrift stores rather than buying new items. You could cut the price of many purchases in half by simply shopping at thrift shops, consignment shops and through online auctions.
Cutting your entertainment budget by eating out less often and staying home to watch a movie rather than going out can also help you to save more money as well.
Learning the art of menu planning is a great way to save money as well. Many people often turn to ordering out when the hour becomes late and they do not have advance plans for dinner. By planning your menus in advance and shopping around that plan you will always know what you plan to serve and can avoid that last minute dinner rush that so frequently turns into an expensive dinner out.
Rather than going out and spending a lot of money on expensive gifts for birthdays, holidays and other special occasions, consider making your own gifts instead. There are many different kinds of gifts that can be made, including food mixes, soap, cookies, candles, bread, jewelry and much more. These items can usually be made rather easily and also quite inexpensively. When you include a handwritten note with your gift, it will become something even more special that anything you could have found at the store and it will also save you money as well.
If you really need to turn up some extra money you might also think about having a large garage sell and getting rid of some items that you no longer need. While there are no guarantees regarding the amount of money that you would be able to turn up through a garage sale, many people discover they are able to rake in a few hundred dollars with this method.
Finally, consider getting rid of services and memberships that you do not really use or need. Many people often spend a small fortune each year on such items but do not receive any return on investment. By cutting out these items, you can begin to put more toward your savings account.

David Beart runs the Professors House. This site is full of articles on marriage advice, money matters, raising children and relationships.

How to Make Extra Money in These Tough Financial Times

Mar 3rd, 2010
by admin.
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Many people need to make some extra money in these tough financial times. Millions of people make money online, and you could too if you only knew how. So how do these enterprising people make money from the Internet in these tough financial times? The truth is, it is a relatively simple process, but it takes some time and a bit of effort. Following are a number of ways to make money online.

One of the easiest ways to make money online in these tough financial times is through EBay. Millions of people are making money by selling goods and services there. Check your attic for stuff you no longer use or need. One man’s junk is another man’s treasure.

You can also profit by selling products created by others. This is called an affiliate program. You refer people to the affiliate website and every time someone you refer buys a product, you receive a commission. Commissions range from between 30% and 75% of the sales price. And the best part is the fact that you can register for most affiliate programs absolutely free. One of the best affiliate programs to register with is ClickBank. They have over 10,000 affiliate products available that you can sell.

If you have a website or blog, you can include advertising on your site and make money. You can register for an advertising program like this through AdSense. Each time someone clicks on one of the ads, you make money. It is a very easy and hands off way to make money online.

There are thousands of ways to make money online. These are just a few of them. You can get started with some of the techniques described above by registering for a blog. You can do this for free at Blogger and use all of the techniques described above. And an advantage of using a blog is the fact that you don’t have to learn any complicated computer language and you don’t have to have any specialized computer skills. A free blog is the perfect vehicle for a beginner to make money online in these tough financial times.

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I Need Money Now – if So, Read On..

Mar 3rd, 2010
by admin.
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We were in that position – the ‘I need money now’ position – and we know it’s no fun. People often whimsically say that being without money; being in desperate times when you have more money going out then coming in, is all character building stuff. Well we can personally state that is rubbish!
Not having enough money, worrying about bills that need paying, and worrying where it’s going to come from; waking up each morning with the ‘I need money now’ stress, is anything but “character building” – it undermines every element of your life in a bad way – your health, your family relationships, your social life, your existing work motivation, your spiritual well being – every aspect of your life is often negatively impacted by the simple need that you need money now, and yet you possibly can see no realistic solution to getting it.
The reason we understand that exhausted, low, viscous spiral downwards of more and more stress is we found ourselves in that position. We had a ‘conventional’ business that went wrong due to our particular market changing. The blame rests with us; we don’t blame anyone but ourselves, though perhaps we should have identified it sooner – but nevertheless it happened, and we found ourselves needing to make some money quickly.
We couldn’t afford work premises; we couldn’t afford expensive commutes, with car and petrol costs; our children needed to stay in their local schools, so all this pointed towards us exploring a business we could start and build from home, possibly using the computer. The only key requirement was – it had to make some money fast!
That led us to explore many of the proclaimed ‘opportunities’ that are out in the online internet world.
Sadly we learned the hard way after we’d parted with our money and invested our time that many were just full of empty promises. But in doing our due diligence and the constant need to make money quickly we eventually arrived at some excellent home-based businesses that are genuine and very real in their ability to earn folks money fast, and satisfy the ‘I need money now’ requirement.
If you are in the position now that we were, we urge you to not rush into anything “just to make some money” because many of the options you discover will simply just take your money and eat up your valuable time. We understand the need you have to want to make money quickly, but try and counter that if you can with looking into each opportunity properly, as we eventually learned to do, that way you may take a little longer to find what’s right for you, but when you do (and there are may good ones out there), you will be able to throw yourself whole-heartedly into it knowing it’s a good, sound, reliable and profitable business worth your time, investment and effort.

Steve & Yvette spent months looking at ways to make some money fast to solve some of their financial headaches, reviewing many good and the not-so-good offers available today. Read their independent and unbiased reports: Need Money Now Reports – Facts, Product Info & User Feedback

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